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For Students - Flexible and
portable - choose your own doctors
and hospitals, at home or at school |
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For Students - Year-round health
insurance, not just during the
school term |
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Flexible and
affordable temporary health
insurance for 1-12 months
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Immediate
protection - your coverage may
start within 24 hours
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Short, simple and
secure online applications
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Best prices available - get
a free instant quote
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How can college students meet their needs with
a Student insurance plan?
No matter what your specific needs, a Student health insurance plan
can provide you with a valuable health insurance solution. Here are
some examples illustrating how a Student health plan (e.g. the
Student Select plan offered by Fortis Health) might help you:
Situation #1 (College-Sponsored Plan too "Bare-Bones"):
Jack is heading off to college in the fall. At college, he'll be
outside of the HMO network region of his parents' health insurance
plan, but Jack's parents want to make sure he has adequate health
coverage. They did some research and found that the health insurance
plan offered through the college is too "bare bones," with lots of
limitations on coverage.
Jack's Solution:
Jack's situation is ideal for Student Select. It was designed
specifically for students who need greater coverage at an affordable
rate while attending college. The Student Select plan offers a
choice of deductibles, and because it is not an HMO or PPO plan,
Jack can pick the doctor or hospital he wishes to visit. The plan
allows for up to $1 million in protection for eligible expenses,
including in-hospital and outpatient services, emergency care and
surgery.
***
Situation #2 (Can't Afford a Traditional Individual Health Insurance
Plan):
Amy will be attending college next semester. Her school requires
that she have some type of health insurance prior to the start of
school. However, Amy doesn't have health insurance through her
parents. And, she just can't afford the cost of a traditional
individual health insurance plan. She can't risk going without
coverage, but she needs a plan that will fit her tight budget.
Amy's Solution:
In many cases, Student Select costs less than a traditional
individual health insurance plan. It was designed specifically for
students who need quality coverage at an affordable rate while
attending college.
***
Situation #3 (Graduate Student No Longer Eligible for Parents'
Plan):
Bob is in graduate school and is about to turn 24-years old. He just
found out that once he does, he will no longer be covered under his
parents' health plan. His parents are worried about him not having
health insurance.
Bob's Solution:
Student Select is ideal for Bob's situation. The plan is available
to full-time graduate students and coverage can be obtained as early
as the next day. Enrollment is simple and premiums are affordable.
Best of all, Student Select is guaranteed renewable. This means
that, provided that Bob attended school full time for 31 days after
the policy effective date, Bob can keep the plan as long as he needs
it, as long as premiums are paid. This is important after graduation
while looking for a job.
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